Follow the link and see what convicted fraudster, Jordan Belfort The "Wolf of Wall Street", thinks of initial coin offerings (ICCOs).
http://fortune.com/2017/10/23/jordan-belfort-wolf-wall-street-icos-initial-coin-offerings-scam/
YOUR money is YOUR million. It’s your ticket to living life as you choose—now and in the future. Given that your money may need to last 20, 30, or potentially even more years into retirement, you have to protect it. If you have money, big or small, you are the target of a swindler.